Retirement Planning

Within our team we employ experienced, qualified retirement specialists whose role is to deal with this often complex area of financial planning. We can review a client's existing arrangements and ensure that they are on track to meet their retirement objectives. We can recommend suitable structures that provide our clients with the investment flexibility that they may require, for example Self Invested Personal Pensions.

For those clients interested in investing in property via a pension structure, the team at MacIntosh James & Partners have a wealth of experience in this area and can also assist in sourcing funding.

The implications of the pension simplification regime will affect many individuals throughout the UK and our specialists can ensure that our clients make the right decisions to protect their existing pension benefits and use the most appropriate structures in the future.

Upon reaching retirement there are many options open to clients to enable them to take their benefits. Our specialists will discuss all appropriate options and recommend the most suitable way forward to ensure that income is generated in a tax efficient manner and pension wealth is protected to enable it to be passed onto the next generation where possible.